Compare Loans in Canada
Personal, business, debt consolidation and car loan offers from trusted Canadian lenders — compared in minutes, 100% online, all credit welcome.
Get matched now
Find Your Loan Offer in Minutes
Answer a few quick questions and instantly see Canadian lenders you may qualify with — free, 100% online, with no impact to your credit score to check.
Choose your path
What loan do you need?
Select a category to compare Canadian loan offers you may qualify for.
Personal Loans
Borrow up to $50,000 for any purpose, with fixed monthly payments.
Compare offers →Business Loans
Working capital, equipment and startup funding to grow your business.
Compare offers →Debt Consolidation
Combine high-interest debts into one lower, simpler monthly payment.
Compare offers →Car Loans
New and used auto financing for every credit situation in Canada.
Compare offers →Simple process
How it works
From choice to funding in three easy steps.
Choose your loan
Pick personal, business, debt or car financing.
Compare offers
Answer a few quick questions and see matching lenders.
Get funded fast
Apply online and get a decision — often the same day.
Why LoanWave
Built to find you a better deal
An independent comparison platform working for you, not the lender.
Free to compare
Comparing loan offers through LoanWave is always free — you never pay us a cent.
All credit welcome
We work with lenders for excellent, fair and bad credit situations alike.
Fast & secure
Apply online in minutes through secure, trusted Canadian lending partners.
Ready to find your loan?
Compare Canadian loan offers in minutes — checking won’t affect your credit score.
Get started nowGood to know
Frequently asked questions
Is LoanWave a lender?
No. LoanWave is a free comparison and referral service. We connect you with third-party lenders and may earn a commission when you apply or are approved.
Can I get a loan in Canada with bad credit?
Yes. Many of our lending partners work with fair and bad credit borrowers. Approval and rates depend on your income, employment and overall financial situation.
Will comparing offers affect my credit score?
Initial pre-qualification with most partners uses a soft check that does not affect your score. A full application may involve a hard credit check.
How fast can I get funded?
Many online lenders provide a decision within minutes and funding within 24 to 48 hours after approval.
Comparing loans in Canada
LoanWave is a free, independent comparison platform that helps Canadians find and compare loan offers in one place. Whether you need a personal loan for an unexpected expense, a business loan to grow your company, a debt consolidation loan to simplify high-interest balances, or a car loan to get on the road, we connect you with trusted Canadian lenders who fit your situation.
Loan offers are available for every credit profile — excellent, fair and bad credit — with amounts up to $50,000 and a fast, 100% online application. Checking your offers takes only a few minutes and the lenders we work with serve borrowers across every province in Canada. Compare rates, terms and monthly payments before you apply, so you can choose the option that genuinely fits your budget.
Popular searches we help with include best personal loans Canada, loans for bad credit, no credit check loans, debt consolidation loans, credit card debt relief, small business loans, startup business funding, car loans and bad credit auto financing. LoanWave brings these options together so you can compare loan rates and apply online from anywhere in Canada — Ontario, British Columbia, Alberta, Quebec and every other province.